1. Introduction and Acceptance of Terms

Welcome to the professional website of Dr. Hanaa Al-Banna (referred to herein as “I”, “me”, “my”, or “the Consultant”).

These Terms and Conditions of Use (“Terms”) govern your access to and use of this website. If you continue to browse and utilise this website, you are agreeing to comply with and be bound by these Terms, which, together with the Privacy Policy, govern my relationship with you in relation to this website. If you disagree with any part of these Terms, you must not use my website.

• Website Owner Details: Dr. Hanaa Al-Banna
• Correspondence Address: 81 Scholars Walk, London, United Kingdom

2. Intellectual Property Rights

2.1 Ownership of Content All content, including text, photographs, graphics, logos, videos, research summaries (including those related to AI and GIoT), opinions, articles, academic data, and all website design elements (collectively, the “Content”), is owned by or licensed to Dr. Hanaa Al-Banna and is protected by copyright, trademark, and other intellectual property laws.

2.2 Permitted Use You may retrieve and display Content on a computer screen, print pages, and store such pages in electronic form for your own personal, non-commercial use, provided you maintain all copyright and proprietary notices.

2.3 Prohibited Use You must not utilise any Content for commercial exploitation, reproduction, republication, modification, distribution, or resale in whole or in part without my express prior written consent. Unauthorised use of the Content may give rise to a claim for damages and/or be a criminal offence.

3. Website Use and Conduct

3.1 Purpose of Content The Content on this website, including all information relating to ESG, sustainability, AI governance, and MENA development, is provided solely for your general information and academic interest. It is subject to change without notice.

3.2 Acceptable Use You agree not to use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website. You must not use the website to copy, store, host, transmit, send, use, publish, or distribute any material which consists of (or is linked to) malicious computer software, spyware, computer viruses, or any other unlawful activity.

3.3 Age Restriction By using this website, you confirm that you are over 18 years of age or are accessing the site with the consent and supervision of a parent or guardian.

4. Professional Services and Disclaimer

4.1 General Advice Only The content provided on this website, including any commentary or articles, constitutes general opinion and academic thought leadership only. It is not intended to constitute professional, financial, legal, or specific business advice or strategic counsel on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action based on the Content.

4.2 Formal Engagement Any formal consultancy, lecturing, or advisory services provided by Dr. Hanaa Al-Banna are subject to a separate, formal Consultancy Agreement signed by both parties. These Terms govern your use of the website only and do not constitute a contract for professional services.

5. Limitation of Liability

I make no warranties or guarantees as to the accuracy, completeness, performance, or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors, and I expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

I will not be liable for any loss or damage of any nature, whether direct, indirect, or consequential, arising from the use of, or inability to use, this website or reliance on any Content displayed on the website.

6. Links to Other Websites

This website includes links to other websites, including academic institutions, professional organisations, and UN-funded initiatives. These links are provided for your convenience to provide further information. They do not signify that I endorse the website(s). I have no responsibility for the content, accuracy, or privacy practices of the linked website(s).

7. Data Protection and Privacy

Your use of this website is also governed by my Privacy Policy, which is incorporated into these Terms by this reference. The Privacy Policy details how I collect, process, and protect your personal data in compliance with the UK GDPR.

8. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Changes to Terms and Conditions

I reserve the right to revise and amend these Terms and Conditions at any time. The date of the last revision will be displayed at the end of this document. Your continued use of the website following any changes constitutes your acceptance of the revised Terms.